ARTICLE SYNOPSIS ...The TEM Trading Systems and how it all began by William Cruz The last thing on my mind when I started trading futures in the mid-1970s was developing and marketing a trading system. In fact, if someone had told me back then that I'd be trading full-time and actually making a great deal of money at it I would have probably thought they were nuts! But as they say, reality is stranger than fiction, and that's just where I find myself today. In just the past four and half years, I've gone from being a consistent commodities loser to a very profitable winner. Since Jan. 1, 1985, my research accou...