ARTICLE SYNOPSIS ...Phase shifts in the 40.68-month cycle by Gary Zin, Ph.D. Phase shifts plague every cycle technician. Phase shifts, or apparent phase shifts, are often present when a high or low of a cycle is expected but doesn't occur. Sometimes, if neither a cycle high nor low occurs on its projected date, a cycle will shift 180 degrees to its subsequent anniversary date. Many times, these phase shifts occur near major trend changes in the market. By assuming that a change in market direction is probable near the date of a predicted high or low, other trend-following indicators can be used to decide whethe...
ARTICLE SYNOPSIS ...Beat the market with no-load mutual funds by Gary Zin, Ph.D. In the past, I have invested in mutual funds based on their long-term performance, typically requiring that a fund's five-year history exceed the compounded return of Standard & Poor's 500-stock index (S&P 500). In general, a diversified portfolio based on this criteria will do well, perhaps slightly exceeding and rarely falling far behind the stock market. But, the portfolio generally does not substantially exceed the returns of an index fund representing the broad market. There is substantial evidence to support the premise that ...